Private and secured lending can be an efficient way to secure finance for property development, business growth, or personal investment. However, it’s essential to have expert legal support to ensure your interests are protected. At Heppenstalls, we guide you through the complexities of secured lending agreements, helping you understand the terms, minimise risks and make informed decisions.




We specialise in advising clients on private lending agreements, including both personal and commercial loans secured against property.
Our team provides expert guidance on the terms of the loan, reviewing the loan agreement, and ensuring that both the lender and borrower are protected throughout the process. Whether you’re looking to secure funds for a business venture or a property investment, we ensure all aspects of the lending process are clear, fair, and legally sound.
With a thorough understanding of both the legal and financial implications of secured loans, we tailor our advice to suit your specific needs, ensuring that your transaction progresses smoothly.
We offer a fast, reliable service to navigate the complexities of private lending, ensuring you’re always informed and protected.
At Heppenstalls, we bring decades of experience to the table. We’ve built strong relationships with lenders, borrowers, and financial institutions, giving us the insight needed to navigate the complexities of private and secured lending.
We’re proud to be the legal partner of choice for so many individuals and families. Here’s what our clients have to say about working with Heppenstalls.
A secured loan is a loan that’s backed by an asset, such as a property or other valuable asset, which the lender can claim if the borrower defaults.
The time frame varies, but we ensure a clear timeline and communication throughout to keep the process moving smoothly.
Yes, secured lending can be used for business purposes, and we can advise you on the best approach to secure the loan.
We help you identify and mitigate potential risks by reviewing agreements and ensuring all terms are fair and clearly understood.
Yes, we review all loan documents, negotiate terms if necessary, and ensure everything is legally sound and aligned with your objectives.
We offer a wide range of legal services for individuals, families, and businesses. Whether you’re planning ahead, navigating a challenge, or managing property or business matters, our solicitors are here to simplify the process and support you every step of the way.
When someone close to you loses the ability to make decisions for themselves, it can
be overwhelming. Whether you’re planning ahead with a Power of Attorney or facing an
urgent need to apply to the Court of Protection, we’re here to guide you through the
process with clarity and care.
Whether you’re buying your first home, investing in property, or managing a family estate, our residential property team is here to guide you every step of the way. With local knowledge, decades of experience, and a personal approach, we make property transactions simple, clear, and stress-free.
Mediation is an Alternative Dispute Resolution (ADR) process that aims to assist parties to address their dispute without the need (and cost) of having the matter settled formally at court.
Your Heppenstalls professional Mediator will help you resolve issues efficiently, respectfully and with minimum stress.
Planning for the future can feel daunting, but with the right support, it doesn’t have to be. Our experienced team is here to take the stress away. We will give you clear, straightforward, and tailored advice about wills, trusts and dealing with the estate of someone who has died.
Commercial property transactions can be complex, but with the right support, they don’t have to be stressful. At Heppenstalls, we provide clear, practical legal advice to help you buy, sell, lease, or finance with confidence. We make sure every detail is taken care of, so you can focus on what matters most – your business.